Thinking about going back to school after 50? You’re not alone—and you’re not too late. Whether you’re pursuing a long-delayed degree, switching careers, or exploring personal growth, adults over 50 are among the fastest-growing segments in higher education.
From tuition assistance to flexible programs, opportunities abound. And yes—you can still apply for financial aid, including FAFSA.
In this guide, we’ll walk you through everything you need to know to make going back to school after 50 realistic, rewarding, and financially doable.
Why Adults Are Returning to School After 50
Education isn’t just for the young. More and more adults over 50 are enrolling in college, certificate programs, trade schools, and online courses to:
- Start a second career
- Gain new skills for part-time or freelance work
- Finish a degree they started years ago
- Pursue lifelong passions like writing, art, or psychology
- Stay mentally active and socially engaged
In a world where retirement is evolving and people are living longer, lifelong learning is both practical and empowering.
Yes—You Can Apply for FAFSA After 50
The Free Application for Federal Student Aid (FAFSA) isn’t just for teenagers fresh out of high school. There’s no age limit to apply—and doing so is often the first step to unlocking:
- Federal grants and student loans
- State-level financial aid
- Work-study opportunities
- School-based and private scholarships
Visit studentaid.gov to get started and create your FSA ID.
FAFSA Tips for Older Adults
- You’re considered an “independent” student if you’re 24 or older, which simplifies the financial info required.
- Retirement accounts (like IRAs or 401(k)s) aren’t counted as assets—but withdrawals might count as income.
- You can complete FAFSA even if you’re only going part-time or taking classes online.
- Apply early—FAFSA opens each year on October 1 for the following academic year.
Adult-Friendly Learning Programs and Schools
Not all schools are created equal when it comes to supporting older students. Thankfully, many colleges and organizations cater to adult learners with tailored programs and flexible options.
Top Types of Programs to Consider:
1. Community Colleges
Affordable, flexible, and often offering night or online classes. Great for:
- Associate degrees
- Certifications
- Job retraining
2. Online Universities
Fully remote and often self-paced, with options like:
- Western Governors University (WGU)
- Southern New Hampshire University (SNHU)
- Purdue Global
3. Lifelong Learning Institutes
These are typically non-credit courses through:
- Local colleges or universities
- AARP and Road Scholar
- Osher Lifelong Learning Institutes (OLLI) at over 100 campuses nationwide
4. Trade and Vocational Schools
Shorter programs focused on skills-based careers—like healthcare, IT, or construction.
5. University Programs for Seniors
Some schools offer free or reduced tuition for seniors. Examples include:
- University of Minnesota’s Senior Citizen Education Program
- Georgia’s 62+ Tuition Waiver Program
- California State University’s Over-60 Program
Check your state’s education department or local college for senior-specific tuition waivers or audit programs.
Scholarships and Grants for Older Students
You don’t have to rely on loans. Many organizations offer scholarships specifically for adults over 50.
Notable options:
- AARP Foundation Women’s Scholarship Program
- Return2College Scholarship (for ages 17+ returning students)
- Patsy Takemoto Mink Education Foundation (for low-income women with children)
Pro tip: Use databases like fastweb.com or scholarships.com and search terms like “adult learner,” “nontraditional student,” or “over 50.”
Balancing Life and Learning at 50+
You’re likely juggling more than the average college freshman—work, family, finances, and maybe even caregiving. Here’s how to make it all work:
Practical Tips:
- Start part-time to ease back into the academic rhythm
- Choose asynchronous classes to manage your schedule
- Build a study routine that fits your life
- Connect with other adult learners through school or online forums
FAQs About Going Back to School After 50
Am I too old to go back to school?
Not at all. Schools welcome adult learners, and many offer dedicated support. Your life experience is an asset in class discussions and assignments.
Is financial aid really available to people over 50?
Yes. FAFSA eligibility is based on financial need and enrollment—not age. You may also qualify for grants or scholarships tailored to adult learners.
How long will it take to complete a degree?
That depends on your pace. Part-time students often take 2–5 years for a degree, but certificate programs can take as little as a few months.
Your Next Chapter Starts in the Classroom
Going back to school after 50 isn’t just possible—it’s powerful. Whether you’re looking to earn more, give back, or simply grow, the opportunity is there.
Apply for FAFSA. Explore your program options. Believe in what’s next.
Because learning doesn’t stop at 25—or 55. And it’s never too late to invest in yourself.